FREE UK TAXI & PRIVATE HIRE INJURY TOOL

Taxi Accident Compensation Calculator UK

Estimate compensation after a taxi, minicab or private hire vehicle accident. Select whether you were a passenger, taxi driver or another road user, choose your main injury and severity, then add optional financial losses.

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Taxi Passenger & Driver Injury Estimate

How to Use Our Taxi Accident Compensation Calculator

Our taxi accident compensation calculator helps injured passengers, drivers and other road users explore a potential compensation reference after a collision involving a taxi, minicab or private hire vehicle. The calculator focuses on the main injury, its medically supported severity and any financial consequences entered by the user.

Start by selecting how you were involved. You may have been a taxi passenger, private hire driver, pedestrian, cyclist or someone travelling in another vehicle. Then choose the type of transport service and accident circumstances.

Enter the date and location of the accident. The date matters because qualifying whiplash injuries in England and Wales may be subject to different statutory tariffs depending on when the accident occurred.

Choose your main diagnosed injury and the category most closely matching your medical evidence. You can then enter optional past lost earnings, treatment, travel, care and property expenses.

The calculator produces an indicative result using one selected injury reference plus entered losses. It does not guarantee an insurance payment or determine which party is legally liable.

Information Needed Before Calculating

Accident date and location.
Whether you were a passenger, taxi driver or other road user.
Taxi or private hire service information.
Your main injury and medical prognosis.
Evidence of any time off work.
Medical bills, travel receipts and care expenses.
Photographs or records of damaged property.

How Is Taxi Accident Compensation Calculated?

General Damages for Injury

General damages compensate for pain, suffering and loss of amenity. They concern the physical or medically recognised psychological effects of an injury. Recovery duration, treatment, permanent restrictions and the impact on ordinary activities can be relevant.

For injuries outside the statutory whiplash tariff, the Judicial College Guidelines provide non-binding general damages reference brackets. The exact subcategory requires careful matching to medical evidence and the facts.

Special Damages and Financial Losses

Special damages concern recoverable financial consequences of an accident. They may include lost earnings, reasonable treatment, rehabilitation, necessary travel and care.

A taxi passenger might have lost wages during recovery, while a taxi driver might have experienced a reduction in self-employment earnings. The evidence required to establish those losses may differ.

Taxi Vehicle and Personal Property Damage

Damage to a vehicle or personal belongings is distinct from compensation for physical injury. A passenger may have damaged luggage, glasses or a phone, while a taxi driver may have vehicle damage.

The appropriate recoverable figure depends on proof of the loss, insurance arrangements, repair costs and other circumstances. Do not add the same property loss twice.

Taxi Accident Compensation Amounts in the UK (2026)

The following are broad, illustrative injury compensation references used in this development calculator. They are not fixed taxi accident payouts and should not be treated as exact Judicial College Guidelines 18th-edition subcategories without a final audit.

Injury	Reference Category	Indicative Range
Head injury	Minor	£2,920–£16,870
Brain injury	Less severe	£20,240–£56,890
Back injury	Moderate	£16,520–£51,230
Shoulder injury	Moderate	£10,420–£16,870
Collarbone fracture	Selected fracture category	£6,800–£16,170
Forearm fracture	Simple fracture	£8,730–£25,370
Knee injury	Moderate	£19,610–£34,600
Ankle injury	Moderate	£18,150–£35,130
Foot injury	Moderate	£18,160–£51,800
PTSD	Moderate	£10,810–£30,580

The Judicial College Guidelines 18th edition was published in April 2026. Its brackets are guidance, not automatic settlement amounts. This page uses selected illustrative non-tariff bands pending exact editorial verification.

Whiplash Compensation After a Taxi Accident

A qualifying whiplash injury sustained by a taxi passenger or driver in England or Wales may fall within the statutory whiplash framework. The rules cover specified soft tissue injuries and qualifying recovery periods, subject to legal conditions.

The statutory tariff does not automatically apply to every neck injury. More serious structural injuries, non-qualifying accidents or injuries outside the statutory definition may need different valuation.

2025 Whiplash Tariff for Qualifying Taxi Occupants

Recovery Period	Whiplash Only	With Minor Psychological Injury
Up to 3 months	£275	£300
Over 3–6 months	£565	£595
Over 6–9 months	£965	£1,025
Over 9–12 months	£1,510	£1,595
Over 12–15 months	£2,335	£2,435
Over 15–18 months	£3,445	£3,550
Over 18–24 months	£4,830	£4,975

The revised tariff applies to qualifying accidents from 31 May 2025. Qualifying accidents from 31 May 2021 to 30 May 2025 use the earlier statutory tariff. This calculator selects the corresponding date period provisionally.

Common Types of Taxi and Private Hire Accidents

Rear-End Taxi Collisions

A taxi may be struck from behind while stopping in traffic or waiting at a junction. Passengers and drivers can experience sudden movement and may suffer neck, shoulder or back injuries.

Liability depends on the circumstances rather than a presumption that every rear-end incident produces the same award.

Junction and Turning Accidents

Collisions can occur when a taxi or another vehicle turns across traffic. Witness evidence, road layout and driving behaviour may help establish what happened.

Private Hire and Minicab Accidents

Injuries involving a booked private hire vehicle may occur during a road collision, unexpected braking or another traffic incident. The service arrangement does not itself create a separate injury compensation tariff.

App-Booked Ride Accidents

App-based transport services may involve licensed private hire drivers and vehicles. A passenger injured during a journey may have a potential claim depending on legal responsibility, insurance and the accident circumstances.

Boarding and Leaving a Taxi

A passenger may be injured while getting into or out of a taxi. Relevant facts can include vehicle movement, door operation, the surrounding road environment and any negligence involved.

Taxi Door Accidents

Opening a car door into the path of a cyclist can cause a serious accident. The circumstances, traffic conditions and conduct of those involved require assessment.

Common Injuries After a Taxi Accident

Neck and Back Injuries

Taxi collisions may cause soft tissue neck and back symptoms. Some resolve quickly, while other injuries involve continuing pain or structural damage. Not all neck injuries qualify for the statutory whiplash tariff.

Head and Brain Injuries

A passenger can strike an interior surface during a collision. Head injuries vary considerably in their effects. Persistent cognitive problems or neurological symptoms need appropriate medical evaluation.

Shoulder, Arm and Wrist Injuries

Impact or bracing during a collision may cause shoulder damage, arm fractures or wrist injuries. Valuation depends on healing, function and lasting limitations.

Leg, Knee, Ankle and Foot Injuries

Lower limbs may suffer fractures, ligament damage or soft tissue trauma. Serious injuries can affect walking, work and ordinary activities.

Psychological Injuries

A road collision can also cause a clinically recognised psychological injury. Diagnosis and prognosis matter. An ordinary frightening experience should not automatically be described as PTSD.

Who Can Make a Taxi Accident Claim?

Taxi and Private Hire Passengers

A passenger may have a claim where another party's negligence caused the injury. The responsible party may be the taxi driver or another road user, depending on evidence.

Taxi and Minicab Drivers

Drivers may suffer injuries in collisions caused by other motorists. A driver's employment or self-employment position can affect the evidence required to calculate past lost income.

Pedestrians and Cyclists

Pedestrians and cycle riders may be injured by taxis, particularly around crossings, junctions and parked vehicles. Their injuries should not automatically be valued as qualifying taxi-occupant whiplash injuries.

Children Travelling in Taxis

A child injured during a taxi journey may have a potential claim brought on their behalf. Special legal procedures and limitation rules can apply.

What Affects Taxi Accident Compensation?

Injury diagnosis: The medically established nature of the injury.
Recovery: Duration of symptoms, treatment and prognosis.
Lasting effects: Mobility, daily life, work or permanent restrictions.
Liability: Which party was legally responsible.
Contributory negligence: Any established shared responsibility.
Financial loss: Earnings, treatment, care and property damage.

How Long Do You Have to Claim?

In England and Wales, many negligence-based personal injury claims generally have a three-year limitation period. A different starting date or exception can apply, depending on the circumstances.

Claims involving children or people lacking mental capacity may follow different rules. The relevant law may also differ in Scotland, Northern Ireland and abroad.

This calculator does not decide whether a particular claim is within time.

Taxi Accident Compensation Examples

Example 1 — Taxi Passenger With a Forearm Fracture

A hypothetical taxi passenger suffers a medically confirmed forearm fracture after a collision. The selected illustrative injury range is £8,730–£25,370.

If £1,000 in supported financial losses is entered, the arithmetic total is £9,730–£26,370. This is not a guaranteed award.

Example 2 — Taxi Driver With a Knee Injury

A taxi driver suffers a medically supported moderate knee injury. The calculator's illustrative reference is £19,610–£34,600.

With £1,500 in documented past lost income and expenses, the arithmetic estimate becomes £21,110–£36,100. Liability and the exact injury category remain unverified.

Example 3 — Qualifying Taxi Passenger Whiplash

A hypothetical taxi passenger is injured in England on 1 June 2025. A medically supported qualifying whiplash injury lasts more than three but not more than six months.

Without an associated qualifying minor psychological injury, the provisional statutory tariff is £565. Adding £300 in entered financial losses gives an illustrative result of £865.

What Should You Do After a Taxi Accident?

Prioritise safety and appropriate medical care. Seek urgent help where there is serious injury or immediate danger.

When safe, record the vehicle registration, taxi licence details if available, journey information, accident location and witnesses. App-booked journey records may also be useful.

Keep medical documents, receipts, photographs and evidence of lost earnings. Report the incident to the police or insurer where legally or contractually required.

Taxi Accident Compensation FAQs

How much compensation can I get after a taxi accident?

The amount depends on injury severity, medical evidence, liability, recoverable losses and any applicable statutory tariff. There is no universal taxi accident payout.

Can I claim compensation as a taxi passenger?

Potentially, yes. A passenger injured through actionable negligence may have a claim. The responsible party depends on the accident circumstances.

Can I use this calculator for a minicab accident?

Yes. Select Private Hire / Minicab in the first step and enter your accident details.

Does the calculator cover app-booked rides?

Yes. App-booked private hire journeys are included as an accident context. The actual claim route depends on the relevant legal and insurance arrangements.

Does the whiplash tariff apply to taxi passengers?

It may apply to qualifying taxi-occupant injuries in England and Wales. The accident date, injury definition and other statutory conditions are relevant.

Can taxi drivers claim lost earnings?

Past earnings lost because of an injury may be relevant where legally recoverable and supported by appropriate records.

What if another driver caused the taxi collision?

Liability may rest with another driver, depending on the evidence. The calculator does not determine the responsible party.

Can I claim if I was injured getting out of a taxi?

A claim may be possible depending on the circumstances and legal responsibility. Special rules may affect whether an injury qualifies for the statutory whiplash tariff.

Can a cyclist claim after being hit by a taxi?

Potentially, yes. A cyclist may have a claim where the legal requirements are satisfied. Cyclist injuries are not automatically treated as qualifying car-occupant whiplash.

Can I include medical costs and travel expenses?

The calculator allows these inputs. Actual recovery depends on evidence and the relevant legal rules.

Can I calculate compensation for multiple injuries?

This version estimates one main injury. Multiple injuries require consideration of overlapping effects and should not simply be added together.

Is the compensation estimate guaranteed?

No. It is an indicative educational reference, not an insurance offer, court award or guaranteed settlement.

Related Compensation Calculators

Official Sources and Calculation Methodology

This page uses the statutory whiplash tariff for preliminarily qualifying taxi occupants and broad illustrative non-tariff injury references for other injuries.

The Judicial College Guidelines 18th edition was published on 9 April 2026. Exact categories should be validated against the licensed publication before this development calculator goes live.

Note: The calculator does not submit a claim, request personal contact information or perform a formal medical or liability assessment.